SIU Credit Union Profile

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SIU

Charter #60279 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (618) 457-3595

Fax: (618) 549-8640

Founding Date: N/A

Website: http://www.siucu.org

Personnel & Operations

President: Sievers, Christopher

Manager: Lantrip, Mike

FT Employees: 98

PT Employees: 20

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 6

Hours: M_F 8:00 a.m. - 5:00 p.m.

Credit Union Profile Summary

SIU is a FISCU Credit Union. With a total of 44,820 members [1], this institution manages approximately $541,974,566 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.42% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 12.14% [1].

Financial Snapshot

Total Assets [1]
$541,974,566

Total economic resources.

Total Loans [1]
$364,334,034

Total value of outstanding loans.

Total Deposits [1]
$477,062,412

Total funds deposited by members.

Members [1]
44,820

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.42%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.98%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
76.37%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 8.06%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 12.14%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.26%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1175 E Main St

Carbondale, IL, 62901-3126
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 7 branches reported by SIU (Charter #60279).

Main Office

Corporate Office Main Office

Type: Corporate Office

395 N Giant City Rd

Carbondale, IL 62902-6403

Phone: (618) 457-3595

Services: None specified

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Additional Branches

Carbondale

East Branch

Type: Branch Office

395 N Giant City Rd

Carbondale, IL 62902-6403

Phone: (618) 457-3595

Services: Member Services, ATM, Drive-Thru

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West Branch

Type: Branch Office

1217 W Main St

Carbondale, IL 62901-2225

Phone: (618) 457-3595

Services: Member Services, ATM, Drive-Thru

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Energy

Energy

Type: Branch Office

300 N Pershing St

Energy, IL 62933

Phone: (618) 942-8261

Services: Member Services, ATM, Drive-Thru

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Harrisburg

HARRISBURG BRANCH

Type: Branch Office

777 E Ford St

Harrisburg, IL 62946-1161

Phone: (618) 252-4510

Services: Member Services

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Marion

Marion Branch

Type: Branch Office

2809 Outer Dr

Marion, IL 62959-5252

Phone: (618) 457-3595

Services: Member Services, ATM, Drive-Thru

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Metropolis

Metropolis Branch

Type: Branch Office

704 E 5th St Ste 1

Metropolis, IL 62960-2184

Phone: (618) 524-8773

Services: Member Services, ATM, Drive-Thru

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