UNITED EMPLOYEES Credit Union Profile

Showing details for UNITED EMPLOYEES Credit Union.

Home > MN > UNITED EMPLOYEES

UNITED EMPLOYEES

Charter #60263 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (507) 377-1616

Fax: (507) 377-8907

Founding Date: N/A

Website: http://www.unitedecu.com

Personnel & Operations

President: Guenthner, Steven

Manager: Maras, Matt

FT Employees: 8

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: M - F 8:30 AM - 4:30 PM

Credit Union Profile Summary

UNITED EMPLOYEES is a FISCU Credit Union. With a total of 4,008 members [1], this institution manages approximately $61,416,715 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.72% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.69% [1].

Financial Snapshot

Total Assets [1]
$61,416,715

Total economic resources.

Total Loans [1]
$26,740,501

Total value of outstanding loans.

Total Deposits [1]
$52,522,294

Total funds deposited by members.

Members [1]
4,008

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.72%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.40%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
50.91%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.70%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-0.69%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.00%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

430 BRIDGE AVE

ALBERT LEA, MN, 56007

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 1 branches reported by UNITED EMPLOYEES (Charter #60263).

Main Office

United Employees Credit Union Main Office

Type: Corporate Office

430 Bridge Ave

Albert Lea, MN 56007

Phone: (507) 377-1616

Services: Member Services, Drive-Thru

Open in Directions