HARVARD COMMUNITY Credit Union Profile

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HARVARD COMMUNITY

Charter #60201 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (815) 943-6500

Fax: (815) 943-7729

Founding Date: N/A

Website: http://WWW.HARVARDCCU.ORG

Personnel & Operations

President: WARNECKE, JON

Manager: Anderson, Connie

FT Employees: 7

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 9:OO - 4:30

Credit Union Profile Summary

HARVARD COMMUNITY is a FISCU Credit Union. With a total of 3,212 members [1], this institution manages approximately $20,452,400 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.4% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.05% [1].

Financial Snapshot

Total Assets [1]
$20,452,400

Total economic resources.

Total Loans [1]
$15,845,299

Total value of outstanding loans.

Total Deposits [1]
$18,754,383

Total funds deposited by members.

Members [1]
3,212

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.4%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-3.83%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
84.49%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-4.26%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-8.05%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-5.67%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1200 S DIVISION ST

HARVARD, IL, 60033-8601

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by HARVARD COMMUNITY (Charter #60201).

Main Office

HCCU Main Office

Type: Corporate Office

1200 S DIVISION ST

Harvard, IL 60033-8601

Phone: (815) 943-6500

Services: None specified

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