HIGHWAY CROSSROADS Credit Union Profile

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HIGHWAY CROSSROADS

Charter #60167 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (573) 472-5373

Fax: (573) 472-5374

Founding Date: N/A

Website: http://www.mycrossroadscu.com

Personnel & Operations

President: Wyman, David

Manager: Blissett Shephard, Amber

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 7:30 am - 3:30 pm Monday through Friday

Credit Union Profile Summary

HIGHWAY CROSSROADS is a FISCU Credit Union. With a total of 2,433 members [1], this institution manages approximately $25,236,749 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.07% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.68% [1].

Financial Snapshot

Total Assets [1]
$25,236,749

Total economic resources.

Total Loans [1]
$19,212,273

Total value of outstanding loans.

Total Deposits [1]
$21,042,910

Total funds deposited by members.

Members [1]
2,433

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.07%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.76%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
91.30%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 8.43%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -6.68%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.18%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

741 York Dr

Sikeston, MO, 63801
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by HIGHWAY CROSSROADS (Charter #60167).

Main Office

HIGHWAY CROSSROADS CREDIT UNION Main Office

Type: Corporate Office

741 York Dr

Sikeston, MO 63801

Phone: (573) 472-5373

Services: Member Services, ATM, Drive-Thru

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