MY Credit Union Profile

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MY

Charter #60125 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (612) 798-7100

Fax:

Founding Date: N/A

Website: https://www.mymncu.org

Personnel & Operations

President: Habeck, James

Manager: Worthen, Gregory

FT Employees: 78

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: 9:00AM - 5:00PM M-F AND 9:00AM - 12:00PM SA

Credit Union Profile Summary

MY is a FISCU Credit Union. With a total of 22,972 members [1], this institution manages approximately $372,081,627 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.41% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.66% [1].

Financial Snapshot

Total Assets [1]
$372,081,627

Total economic resources.

Total Loans [1]
$318,237,370

Total value of outstanding loans.

Total Deposits [1]
$333,697,480

Total funds deposited by members.

Members [1]
22,972

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.41%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.30%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
95.37%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -1.69%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -2.66%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.88%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

9550 LYNDALE AVE S

BLOOMINGTON, MN, 55420
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by MY (Charter #60125).

Main Office

Lyndale Main Office

Type: Corporate Office

9550 Lyndale Ave S

Bloomington, MN 55420

Phone: (612) 798-7100

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Bloomington

Bloomington

Type: Branch Office

4025 W Old Shakopee Rd

Bloomington, MN 55437

Phone: (612) 798-7100

Services: Member Services, ATM, Drive-Thru

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Inver Grove Heights

Inver Grove Heights

Type: Branch Office

9050 Buchanan Trl

Inver Grove Heights, MN 55076

Phone: (612) 798-7100

Services: Member Services, ATM, Drive-Thru

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Richfield

Richfield

Type: Branch Office

345 E 77th St

Richfield, MN 55423

Phone: (612) 798-7100

Services: Member Services, ATM, Drive-Thru

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