SAN JUAN MOUNTAINS Credit Union Profile

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SAN JUAN MOUNTAINS

Charter #60110 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (970) 249-5319

Fax: (970) 249-1377

Founding Date: N/A

Website: http://www.sjmcreditunion.org

Personnel & Operations

President: MCDERMOTT, PAUL

Manager: Salazar, Tara

FT Employees: 10

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: Monday - Thursday 9:00 - 5:00 Friday - 9:0

Credit Union Profile Summary

SAN JUAN MOUNTAINS is a FISCU Credit Union. With a total of 3,418 members [1], this institution manages approximately $55,278,967 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.04% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.07% [1].

Financial Snapshot

Total Assets [1]
$55,278,967

Total economic resources.

Total Loans [1]
$34,094,705

Total value of outstanding loans.

Total Deposits [1]
$48,995,702

Total funds deposited by members.

Members [1]
3,418

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.04%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.23%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
69.59%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.26%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -5.07%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.56%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1400 E Main St

Montrose, CO, 81401
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 4 branches reported by SAN JUAN MOUNTAINS (Charter #60110).

Main Office

San Juan Mountains Credit Union Main Office

Type: Corporate Office

1400 E Main St

Montrose, CO 81401

Phone: (970) 249-5319

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Flint

Fiserv ONCU

Type: Corporate Office

3031 Airpark Dr N

Flint, MI 48507-3471

Phone: (800) 359-3362

Services: None specified

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Montrose

Disaster Location

Type: Corporate Office

333 N Townsend Ave

Montrose, CO 81401-3553

Phone: (970) 417-0855

Services: None specified

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Salt Lake City

Fiserv CUSA

Type: Branch Office

4897 W Lake Park Blvd Ste 200

Salt Lake City, UT 84120-8207

Phone: (800) 568-2872

Services: None specified

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