FIRST COMMUNITY Credit Union Profile

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FIRST COMMUNITY

Charter #60103 | NCUA Region 3 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (701) 252-0360

Fax:

Founding Date: N/A

Website: https://www.myfccu.com

Personnel & Operations

President: Olson, Owen

Manager: Schmitz, Stephen

FT Employees: 253

PT Employees: 16

Designations & Ratios

MDI Status: No

RBC Ratio: 16.11%

Membership Type: 99

Branches: 26

Hours: Monday - Friday 8:00 am to 5:00 pm

Credit Union Profile Summary

FIRST COMMUNITY is a FISCU Credit Union. With a total of 46,673 members ^[1], this institution manages approximately $1,473,456,251 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.92% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.89% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,473,456,251

Total economic resources.

Total Loans ^[1]

$1,026,435,405

Total value of outstanding loans.

Total Deposits ^[1]

$1,110,118,023

Total funds deposited by members.

Members ^[1]

46,673

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

11.92%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.58%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

92.46%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 8.22%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 4.89%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 0.04%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

310 10th St SE

Jamestown, ND, 58401-5555

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

Rate This Credit Union

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Branch Locations

Found 30 branches reported by FIRST COMMUNITY (Charter #60103).

Main Office

Administrative Center Main Office

Type: Corporate Office

310 10th St SE

Jamestown, ND 58401-5555

Phone: (701) 252-0360

Services: None specified

FIRST COMMUNITY Credit Union Profile

FIRST COMMUNITY

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Administrative Center Main Office

Additional Branches

Bisbee

Bismarck

Climax

Crookston

Devils Lake

East Grand Forks

Fargo

Fort Totten

Grand Forks

Hankinson

Jamestown

Kindred

Lakota

Larimore

Mandan

Milnor

Napoleon

Northwood

Oakes

Page

Portland

St John

Steele

Valley City

Wahpeton

Wishek