UNITED COMMUNITY Credit Union Profile

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UNITED COMMUNITY

Charter #60095 | NCUA Region 3 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (217) 224-1093

Fax: (217) 224-0802

Founding Date: N/A

Website: http://www.myuccu.com

Personnel & Operations

President: Doellman, Andrew

Manager: Distin, Sarah

FT Employees: 32

PT Employees: 16

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: Lobby M-F 9-5 S 9-12 Driveup M-F 7-5:30, S

Credit Union Profile Summary

UNITED COMMUNITY is a FISCU Credit Union. With a total of 10,341 members ^[1], this institution manages approximately $126,621,646 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.31% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.14% ^[1].

Financial Snapshot

Total Assets ^[1]

$126,621,646

Total economic resources.

Total Loans ^[1]

$93,728,258

Total value of outstanding loans.

Total Deposits ^[1]

$106,904,070

Total funds deposited by members.

Members ^[1]

10,341

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

15.31%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.98%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

87.68%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 6.68%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 9.14%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 1.55%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1001 Vermont St

Quincy, IL, 62301

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 4 branches reported by UNITED COMMUNITY (Charter #60095).

Main Office

United Community Credit Union Main Office

Type: Corporate Office

1001 Vermont St

Quincy, IL 62301

Phone: (217) 224-1093

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Hannibal