COMMUNITY 1ST Credit Union Profile

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COMMUNITY 1ST

Charter #60079 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (253) 722-5212

Fax: (253) 476-4807

Founding Date: N/A

Website: https://WWW.MYC1CU.COM

Personnel & Operations

President: Worden, Frank

Manager: LeFree, Daniel

FT Employees: 46

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: LOBBY M-TH 9-5 F 9-5:30 DRIVE THRU M-TH

Credit Union Profile Summary

COMMUNITY 1ST is a FISCU Credit Union. With a total of 11,243 members [1], this institution manages approximately $192,449,345 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.4% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -16.41% [1].

Financial Snapshot

Total Assets [1]
$192,449,345

Total economic resources.

Total Loans [1]
$115,855,179

Total value of outstanding loans.

Total Deposits [1]
$164,884,912

Total funds deposited by members.

Members [1]
11,243

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.4%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.00%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
70.26%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -4.58%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -16.41%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -9.87%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

955 ROSS LOOP, SUITE 100

DUPONT, WA, 98327
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by COMMUNITY 1ST (Charter #60079).

Main Office

DuPont Headquarters Main Office

Type: Corporate Office

955 Ross Loop

Suite 100

Dupont, WA 98327

Phone: (253) 722-5212

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Lynnwood

Lynnwood Branch

Type: Branch Office

19419 Highway 99

Lynnwood, WA 98036

Phone: (206) 367-7328

Services: Member Services

Open in Directions

Olympia

Olympia Branch

Type: Branch Office

720 Capitol Way S

Olympia, WA 98501

Phone: (360) 357-5660

Services: Member Services

Open in Directions

Seattle

South Seattle Branch

Type: Branch Office

10700 27th Ave S

Seattle, WA 98168

Phone: (206) 367-7328

Services: Member Services, ATM

Open in Directions

Tacoma

Tacoma Branch

Type: Branch Office

4702 S Pine St

Tacoma, WA 98409-6451

Phone: (253) 473-3005

Services: Member Services, ATM, Drive-Thru

Open in Directions