ECCO Credit Union Profile

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ECCO

Charter #60077 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (850) 994-6982

Fax: (850) 994-6983

Founding Date: N/A

Personnel & Operations

President: Hart, David

Manager: O'Quinn, Charles

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 8am to 4pm monday thru friday

Credit Union Profile Summary

ECCO is a FISCU Credit Union. With a total of 955 members [1], this institution manages approximately $17,385,211 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 30.33% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.79% [1].

Financial Snapshot

Total Assets [1]
$17,385,211

Total economic resources.

Total Loans [1]
$12,195,354

Total value of outstanding loans.

Total Deposits [1]
$12,174,439

Total funds deposited by members.

Members [1]
955

Number of active members.

Performance Ratios

Net Worth Ratio [1]
30.33%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.09%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
100.17%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-8.19%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-4.79%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.49%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4644 E Spencer Field Rd

Pace, FL, 32571

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by ECCO (Charter #60077).

Main Office

ecco Main Office

Type: Corporate Office

4644 E Spencer Field Rd

Pace, FL 32571

Phone: (850) 994-6982

Services: Member Services, Drive-Thru

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