O BEE Credit Union Profile

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O BEE

Charter #60059 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (360) 943-0740

Fax:

Founding Date: N/A

Website: https://www.obee.com

Personnel & Operations

President: Manoharan, Prabakaran

Manager: Downin, Andrew

FT Employees: 143

PT Employees: 9

Designations & Ratios

MDI Status: No

RBC Ratio: 10.24%

Membership Type: 99

Branches: 6

Hours: Employees onsite from approximately 7:00 AM

Credit Union Profile Summary

O BEE is a FISCU Credit Union. With a total of 35,548 members [1], this institution manages approximately $637,041,167 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.56% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.71% [1].

Financial Snapshot

Total Assets [1]
$637,041,167

Total economic resources.

Total Loans [1]
$571,738,553

Total value of outstanding loans.

Total Deposits [1]
$530,389,403

Total funds deposited by members.

Members [1]
35,548

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.56%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.40%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
107.80%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.63%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 10.71%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.79%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

649 Woodland Square Loop SE, Suite

Lacey, WA, 98503
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 8 branches reported by O BEE (Charter #60059).

Main Office

Administrative building Main Office

Type: Corporate Office

649 Woodland Square Loop SE

Suite 100

Lacey, WA 98503

Phone: (360) 943-0740

Services: None specified

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Additional Branches

Lacey

LACEY

Type: Branch Office

8665 Martin Way E

Lacey, WA 98516

Phone: (360) 459-4272

Services: Member Services, ATM, Drive-Thru

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Olympia

WEST OLYMPIA

Type: Branch Office

410 Cooper Point Road

#105

Olympia, WA 98502

Phone: (360) 943-0740

Services: Member Services, ATM, Drive-Thru

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Tacoma

Fern Hill

Type: Branch Office

8002 Pacific Ave

Tacoma, WA 98408-5825

Phone: (800) 642-4014

Services: Member Services, ATM, Drive-Thru

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POINT RUSTON

Type: Branch Office

5062 Main St

Tacoma, WA 98407

Phone: (360) 943-0740

Services: Member Services, ATM

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Tenino

TENINO

Type: Branch Office

149 Sussex Ave W

Tenino, WA 98589

Phone: (360) 264-6233

Services: Member Services, ATM, Drive-Thru

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Tumwater

TUMWATER

Type: Branch Office

3900 CLEVELAND AVE SE

Tumwater, WA 98501-4023

Phone: (360) 943-0757

Services: Member Services, ATM, Drive-Thru

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Yelm

YELM

Type: Branch Office

1201 E Yelm Ave Ste 100

Yelm, WA 98597-9427

Phone: (360) 943-0740

Services: Member Services, ATM

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