VICINITY Credit Union Profile

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VICINITY

Charter #60041 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (773) 376-6000

Fax:

Founding Date: N/A

Website: http://www.vicinitycreditunion.com

Personnel & Operations

President: Moore, Phillip

Manager: Aguirre, Mario

FT Employees: 45

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: M-F 9:00AM to 6:00PM Sat 8:30AM to 12:30PM

Credit Union Profile Summary

VICINITY is a FISCU Credit Union. With a total of 18,678 members [1], this institution manages approximately $261,702,100 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.87% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -20.64% [1].

Financial Snapshot

Total Assets [1]
$261,702,100

Total economic resources.

Total Loans [1]
$97,260,619

Total value of outstanding loans.

Total Deposits [1]
$203,930,031

Total funds deposited by members.

Members [1]
18,678

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.87%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.67%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
47.69%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -10.80%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -20.64%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.42%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4444 S Pulaski Rd

Chicago, IL, 60632-4011
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by VICINITY (Charter #60041).

Main Office

Pulaski Office Main Office

Type: Corporate Office

4444 S Pulaski Rd

Chicago, IL 60632-4011

Phone: (773) 376-6000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Chicago

CTU Office

Type: Branch Office

1901 W Carroll Ave Ste 201A

Chicago, IL 60612-2401

Phone: (800) 848-3444

Services: Member Services, ATM

Open in Directions

Hyde Park Office

Type: Branch Office

1526 E 55th St

Chicago, IL 60615

Phone: (773) 843-8900

Services: Member Services, ATM

Open in Directions

PetersonOffice

Type: Branch Office

4747 W Peterson Ave Ste 100

Chicago, IL 60646

Phone: (773) 843-8500

Services: Member Services, ATM

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Evergreen Park

Evergreen Park Branch

Type: Branch Office

9148 S Western Ave

Evergreen Park, IL 60805

Phone: (800) 848-3444

Services: Member Services, ATM

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