SOUTHERN SECURITY Credit Union Profile

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SOUTHERN SECURITY

Charter #5974 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (901) 861-1703

Fax: (901) 861-1705

Founding Date: N/A

Website: HTTP://WWW.SOUTHERNSECURITY.ORG

Personnel & Operations

President: Wilks, Roland

Manager: Graeter, Dawn

FT Employees: 57

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 7

Hours: Monday - Thursday 8:30 - 5:00 Friday 8:30 -

Credit Union Profile Summary

SOUTHERN SECURITY is a FCU Credit Union. With a total of 19,102 members [1], this institution manages approximately $246,215,054 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.94% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 12.61% [1].

Financial Snapshot

Total Assets [1]
$246,215,054

Total economic resources.

Total Loans [1]
$170,922,430

Total value of outstanding loans.

Total Deposits [1]
$221,737,094

Total funds deposited by members.

Members [1]
19,102

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.94%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.54%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
77.08%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.78%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
12.61%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-3.35%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

819 Southern Home Rd

Collierville, TN, 38017-9438

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 8 branches reported by SOUTHERN SECURITY (Charter #5974).

Main Office

Collierville Main Office

Type: Corporate Office

765 W Poplar Ave

Collierville, TN 38017

Phone: (901) 861-1703

Services: Member Services, ATM

Open in Directions

Additional Branches

Bartlett

Bartlett

Type: Branch Office

8058 US Highway 64

Bartlett, TN 38133

Phone: (901) 388-3637

Services: Member Services, ATM, Drive-Thru

Open in Directions

Robinwood

Type: Branch Office

2795 Kirby Whitten Rd

Bartlett, TN 38134

Phone: (901) 452-7900

Services: Member Services

Open in Directions

Grenada

Grenada

Type: Branch Office

1360 Sunset Dr Ste 6

Grenada, MS 38901-2854

Phone: (662) 226-0299

Services: Member Services, ATM

Open in Directions

Memphis

Auto Zone

Type: Branch Office

123 S Front St

Memphis, TN 38103

Phone: (901) 495-7584

Services: Member Services, ATM

Open in Directions

LeBonheur

Type: Branch Office

50 N Dunlap St

Memphis, TN 38103

Phone: (901) 287-6131

Services: Member Services, ATM

Open in Directions

Poplar Ave- East Memphis

Type: Branch Office

3183 Poplar Ave

Memphis, TN 38111

Phone: (901) 452-7900

Services: Member Services, ATM, Drive-Thru

Open in Directions

Southaven

Southaven

Type: Branch Office

6717 Airways Blvd Ste 100

Southaven, MS 38671

Phone: (901) 452-7900

Services: Member Services, ATM

Open in Directions