U.S.B. EMPLOYEES Credit Union Profile
Showing details for U.S.B. EMPLOYEES Credit Union.
Credit Union Profile for: U.S.B. EMPLOYEES
U.S.B. EMPLOYEES
Headquarters Contact & Staff
Contact & Info
Phone: (310) 830-0161
Fax: (310) 830-3445
Founding Date: N/A
Personnel & Operations
President: Torres, Albert
Manager: Richardson, Sheila
FT Employees: 0
PT Employees: 1
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 10
Branches: 1
Hours: Monday & Wednesday~ 9-1pmTuesday & Thursd
Credit Union Profile Summary
U.S.B. EMPLOYEES is a FCU Credit Union. With a total of 299 members [1], this institution manages approximately $3,194,430 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 18.79% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 26.29% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 1 branches reported by U.S.B. EMPLOYEES (Charter #5960).
Main Office
USB EFCU Main Office
300 Falcon St
Wilmington, CA 90744-6407
Phone: (310) 830-0161
Services: Member Services