ORNL Credit Union Profile

Showing details for ORNL Credit Union.

Home > TN > ORNL

ORNL

Charter #5797 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (865) 688-9555

Fax:

Founding Date: N/A

Website: https://www.ornlfcu.com

Personnel & Operations

President: Gorman, William

Manager: Vipperman, Jenny

FT Employees: 550

PT Employees: 18

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 31

Hours: 9:00 AM to 5:00 PM Monday to Thursday 9:00

Credit Union Profile Summary

ORNL is a FCU Credit Union. With a total of 222,190 members ^[1], this institution manages approximately $4,355,354,063 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.29% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.17% ^[1].

Financial Snapshot

Total Assets ^[1]

$4,355,354,063

Total economic resources.

Total Loans ^[1]

$3,534,952,928

Total value of outstanding loans.

Total Deposits ^[1]

$3,634,589,434

Total funds deposited by members.

Members ^[1]

222,190

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

11.29%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.40%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

97.26%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 8.15%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 8.17%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 2.68%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

221 S Rutgers Ave

Oak Ridge, TN, 37830-6770

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 28 branches reported by ORNL (Charter #5797).

Main Office

Oak Ridge Main Office

Type: Corporate Office

221 S Rutgers Ave

Oak Ridge, TN 37830-6770

Phone: (865) 688-9555

Services: ATM

ORNL Credit Union Profile

ORNL

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Oak Ridge Main Office

Additional Branches

Alcoa

Athens

Clinton

Decatur

Farragut

Kingston

Knoxville

La Follette

Lenoir City

Loudon

Madisonville

Maryville

Maynardville

Morristown

Oak Ridge

Sevierville