ALTAONE Credit Union Profile

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ALTAONE

Charter #5612 | NCUA Region 3 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (760) 371-7000

Fax:

Founding Date: N/A

Website: http://www.altaone.org

Personnel & Operations

President: Alexander, Norman

Manager: SIEVERS, STEPHANIE

FT Employees: 178

PT Employees: 10

Designations & Ratios

MDI Status: No

RBC Ratio: 11.01%

Membership Type: 00

Branches: 12

Hours: Monday - Friday 9:00 a.m. - 5:00 p.m. Satur

Credit Union Profile Summary

ALTAONE is a FCU Credit Union. With a total of 59,104 members ^[1], this institution manages approximately $951,830,113 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.33% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 13.59% ^[1].

Financial Snapshot

Total Assets ^[1]

$951,830,113

Total economic resources.

Total Loans ^[1]

$747,456,625

Total value of outstanding loans.

Total Deposits ^[1]

$860,892,482

Total funds deposited by members.

Members ^[1]

59,104

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.33%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.22%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

86.82%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 12.61%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 13.59%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 3.73%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

701 S China Lake Blvd

Ridgecrest, CA, 93555-5027

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 13 branches reported by ALTAONE (Charter #5612).

Main Office

Corporate Main Office

Type: Corporate Office

701 S China Lake Blvd

Ridgecrest, CA 93555-5027

Phone: (760) 371-7000

Services: Member Services, ATM, Drive-Thru

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Additional Branches

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California City

Cal City

Type: Branch Office

Ridgecrest - North

Type: Branch Office

1450 N Norma St

Ridgecrest, CA 93555

Phone: (760) 371-7000

Services: Member Services, ATM, Drive-Thru

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Tehachapi

Type: Branch Office

775 Tucker Rd

Tehachapi, CA 93561-2502

Phone: (661) 823-9942

Services: Member Services, ATM

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Tehachapi Tucker Road

Type: Branch Office

665 Tucker Rd

Tehachapi, CA 93561

Phone: (760) 371-7000

Services: Member Services, ATM, Drive-Thru

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