CLINCHFIELD Credit Union Profile

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CLINCHFIELD

Charter #5549 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (423) 743-9192

Fax: (423) 743-6156

Founding Date: N/A

Website: https://www.clinchfieldcu.com

Personnel & Operations

President: Tilson, Wade

Manager: Banks, Amy

FT Employees: 22

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 52

Branches: 1

Hours: 8:15 A.M. - 4:30 P.M. (Drive-thru open unt

Credit Union Profile Summary

CLINCHFIELD is a FCU Credit Union. With a total of 6,539 members [1], this institution manages approximately $130,154,025 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.4% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.56% [1].

Financial Snapshot

Total Assets [1]
$130,154,025

Total economic resources.

Total Loans [1]
$61,584,643

Total value of outstanding loans.

Total Deposits [1]
$114,045,627

Total funds deposited by members.

Members [1]
6,539

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.4%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.19%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
54.00%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.64%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
1.56%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.49%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1038 N Main Ave

Erwin, TN, 37650

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by CLINCHFIELD (Charter #5549).

Main Office

Main Branch Main Office

Type: Corporate Office

1038 N Main Ave

Erwin, TN 37650

Phone: (423) 743-9192

Services: Member Services, ATM, Drive-Thru

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