DESERT VALLEYS Credit Union Profile

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DESERT VALLEYS

Charter #5366 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (760) 446-3500

Fax: (760) 446-6904

Founding Date: N/A

Website: http://www.desertvalleys.org

Personnel & Operations

President: Holloway, Marshall

Manager: Bruen, Eric

FT Employees: 20

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: Monday - Friday 10-6Saturday 10-2

Credit Union Profile Summary

DESERT VALLEYS is a FCU Credit Union. With a total of 5,933 members [1], this institution manages approximately $86,857,431 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.67% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 14.57% [1].

Financial Snapshot

Total Assets [1]
$86,857,431

Total economic resources.

Total Loans [1]
$43,749,871

Total value of outstanding loans.

Total Deposits [1]
$77,216,392

Total funds deposited by members.

Members [1]
5,933

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.67%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.91%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
56.66%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
25.95%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
14.57%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
13.59%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

100 E Ward Ave

Ridgecrest, CA, 93555-2668

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by DESERT VALLEYS (Charter #5366).

Main Office

Credit Union Main Office

Type: Corporate Office

100 E Ward Ave

Ridgecrest, CA 93555-2668

Phone: (760) 446-3500

Services: Member Services, ATM, Drive-Thru

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