MONTGOMERY VA Credit Union Profile

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MONTGOMERY VA

Charter #5345 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (334) 272-7790

Fax: (334) 272-7408

Founding Date: N/A

Website: http://WWW.MVAFCU.ORG

Personnel & Operations

President: GLASS, WILLIAM

Manager: Watkins, Shannon

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 51

Branches: 1

Hours: 9AM - 4PM MONDAY THRU THURSDAY 9AM - 5:30P

Credit Union Profile Summary

MONTGOMERY VA is a FCU Credit Union. With a total of 777 members [1], this institution manages approximately $6,682,115 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.06% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -13.03% [1].

Financial Snapshot

Total Assets [1]
$6,682,115

Total economic resources.

Total Loans [1]
$1,830,843

Total value of outstanding loans.

Total Deposits [1]
$5,910,497

Total funds deposited by members.

Members [1]
777

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.06%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.53%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
30.98%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.59%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-13.03%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-4.43%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

345 PERRY HILL RD

MONTGOMERY, AL, 36109

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MONTGOMERY VA (Charter #5345).

Main Office

MONTGOMERY VA FEDERAL CREDIT UNION Main Office

Type: Corporate Office

345 PERRY HILL RD

Montgomery, AL 36109

Phone: (334) 272-7790

Services: Member Services

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