UTAH FIRST Credit Union Profile

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UTAH FIRST

Charter #528 | NCUA Region 3 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (801) 320-2600

Fax: (801) 320-2663

Founding Date: N/A

Website: http://www.utahfirst.com

Personnel & Operations

President: Pendleton, Dave

Manager: Moody, Darin

FT Employees: 136

PT Employees: 18

Designations & Ratios

MDI Status: No

RBC Ratio: 11.67%

Membership Type: 98

Branches: 11

Hours: Lobby Hours Monday - Friday: 9:00 am - 5:3

Credit Union Profile Summary

UTAH FIRST is a FCU Credit Union. With a total of 43,048 members ^[1], this institution manages approximately $1,082,305,191 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.09% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 12.49% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,082,305,191

Total economic resources.

Total Loans ^[1]

$891,208,789

Total value of outstanding loans.

Total Deposits ^[1]

$836,959,013

Total funds deposited by members.

Members ^[1]

43,048

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.09%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.97%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

106.48%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 7.81%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 12.49%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 12.07%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

200 E South Temple

Salt Lake City, UT, 84111

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 9 branches reported by UTAH FIRST (Charter #528).

Main Office

Salt Lake City Branch Main Office

Type: Corporate Office

Type: Branch Office

9213 S Quarry Bend Dr

Sandy, UT 84094

Phone: (801) 320-2600

Services: Member Services, ATM, Drive-Thru

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South Jordan

Type: Branch Office

3642 W 11400 S

South Jordan, UT 84095

Phone: (801) 320-2600

Services: Member Services, ATM, Drive-Thru

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Woods Cross

Woods Cross Branch

Type: Branch Office

1520 S 500 W

Woods Cross, UT 84010-7414

Phone: (801) 320-2600

Services: Member Services, ATM, Drive-Thru

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