SYCAMORE Credit Union Profile

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SYCAMORE

Charter #5241 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (256) 245-5887

Fax: (256) 249-0560

Founding Date: N/A

Website: http://WWW.SYCAMOREFCU.COM

Personnel & Operations

President: Lackey, Lewis

Manager: McGrady, Marshall

FT Employees: 14

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: M-F 8-430

Credit Union Profile Summary

SYCAMORE is a FCU Credit Union. With a total of 2,833 members [1], this institution manages approximately $64,060,565 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 17.37% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 11.75% [1].

Financial Snapshot

Total Assets [1]
$64,060,565

Total economic resources.

Total Loans [1]
$47,330,075

Total value of outstanding loans.

Total Deposits [1]
$52,626,698

Total funds deposited by members.

Members [1]
2,833

Number of active members.

Performance Ratios

Net Worth Ratio [1]
17.37%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.82%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
89.94%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
17.53%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
11.75%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.68%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

18070 AL Highway 21

Talladega, AL, 35160

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by SYCAMORE (Charter #5241).

Main Office

Sycamore FCU Main Office

Type: Corporate Office

18070 AL Highway 21

Talladega, AL 35160

Phone: (256) 245-5887

Services: Member Services, ATM, Drive-Thru

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