MILESTONES Credit Union Profile

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MILESTONES

Charter #5144 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (207) 783-3991

Fax: (207) 544-5202

Founding Date: N/A

Website: https://www.milestonesfcu.com/

Personnel & Operations

President: Williams, Jennifer

Manager: Piper, Amanda

FT Employees: 7

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 1

Hours: Lobby M-F 8:00 am - 4:00 pm Drive up M-Th

Credit Union Profile Summary

MILESTONES is a FCU Credit Union. With a total of 1,801 members [1], this institution manages approximately $35,084,717 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.88% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.30% [1].

Financial Snapshot

Total Assets [1]
$35,084,717

Total economic resources.

Total Loans [1]
$22,491,602

Total value of outstanding loans.

Total Deposits [1]
$31,191,642

Total funds deposited by members.

Members [1]
1,801

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.88%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.83%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
72.11%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
14.16%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
9.30%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.35%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

291 Pine St

Lewiston, ME, 04240

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MILESTONES (Charter #5144).

Main Office

Main Office Main Office

Type: Corporate Office

291 Pine St

Lewiston, ME 04240

Phone: (207) 783-3991

Services: Member Services, Drive-Thru

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