MEMBERS CHOICE WV Credit Union Profile

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MEMBERS CHOICE WV

Charter #4969 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 346-5242

Fax: (304) 346-5262

Founding Date: N/A

Website: http://www.memberschoicewv.com

Personnel & Operations

President: Joseph, Raymond

Manager: Rippetoe, Stephanie

FT Employees: 15

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: 8:00-4:45

Credit Union Profile Summary

MEMBERS CHOICE WV is a FCU Credit Union. With a total of 6,042 members [1], this institution manages approximately $91,269,687 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 21.4% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.50% [1].

Financial Snapshot

Total Assets [1]
$91,269,687

Total economic resources.

Total Loans [1]
$40,887,770

Total value of outstanding loans.

Total Deposits [1]
$71,757,592

Total funds deposited by members.

Members [1]
6,042

Number of active members.

Performance Ratios

Net Worth Ratio [1]
21.4%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.68%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
56.98%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.31%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 5.50%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.97%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

201 Ohio Ave

Charleston, WV, 25302-2209
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by MEMBERS CHOICE WV (Charter #4969).

Main Office

Members Choice WV FCU Main Office

Type: Corporate Office

201 Ohio Ave

Charleston, WV 25302-2209

Phone: (304) 346-5242

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Hurricane

Netranom

Type: Corporate Office

2801 Virginia Ave

Hurricane, WV 25526

Phone: (304) 546-4700

Services: None specified

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Lino Lakes

GBS - Sharetec

Type: Corporate Office

7989 Lake Dr

Lino Lakes, MN 55014-1131

Phone: (304) 346-5242

Services: None specified

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