PRIMETRUST FINANCIAL Credit Union Profile

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PRIMETRUST FINANCIAL

Charter #489 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (765) 289-2148

Fax: (765) 282-4676

Founding Date: N/A

Website: http://www.primetrustcu.com

Personnel & Operations

President: Addison, Gary

Manager: Pierce, Tim

FT Employees: 70

PT Employees: 9

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 4

Hours: M-F 9-5

Credit Union Profile Summary

PRIMETRUST FINANCIAL is a FCU Credit Union. With a total of 18,553 members [1], this institution manages approximately $244,236,114 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.3% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 14.97% [1].

Financial Snapshot

Total Assets [1]
$244,236,114

Total economic resources.

Total Loans [1]
$187,668,410

Total value of outstanding loans.

Total Deposits [1]
$217,978,906

Total funds deposited by members.

Members [1]
18,553

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.3%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.35%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
86.09%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.35%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
14.97%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.05%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3700 W BETHEL AVE

MUNCIE, IN, 47304

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by PRIMETRUST FINANCIAL (Charter #489).

Main Office

PrimeTrust Financial FCU Main Office

Type: Corporate Office

3700 W Bethel Ave

Muncie, IN 47304

Phone: (765) 289-2148

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Muncie

PrimeTrust Financial FCU

Type: Branch Office

3230 S Madison St

Muncie, IN 47302

Phone: (765) 289-2148

Services: Member Services, ATM, Drive-Thru

Open in Directions

PrimeTrust Financial FCU

Type: Branch Office

4018 N Broadway Ave

Muncie, IN 47303

Phone: (765) 289-2148

Services: Member Services, ATM, Drive-Thru

Open in Directions