PINE BELT Credit Union Profile

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PINE BELT

Charter #4799 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (601) 583-3242

Fax: (601) 544-1756

Founding Date: N/A

Website: http://www.pinebeltfcu.org

Personnel & Operations

President: Graham, Ira

Manager: Green, Brian

FT Employees: 6

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 40

Branches: 2

Hours: 8:00am-4:00pm Monday thru Friday

Credit Union Profile Summary

PINE BELT is a FCU Credit Union. With a total of 1,559 members [1], this institution manages approximately $12,842,159 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 29.49% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -10.98% [1].

Financial Snapshot

Total Assets [1]
$12,842,159

Total economic resources.

Total Loans [1]
$8,226,068

Total value of outstanding loans.

Total Deposits [1]
$9,031,041

Total funds deposited by members.

Members [1]
1,559

Number of active members.

Performance Ratios

Net Worth Ratio [1]
29.49%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.19%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
91.09%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-0.16%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-10.98%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-31.29%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1808 Evelyn Gandy Parkway

Hattiesburg, MS, 39401

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by PINE BELT (Charter #4799).

Main Office

Pine Belt Federal Credit Union Main Office

Type: Corporate Office

1808 Evelyn Gandy Parkway

Hattiesburg, MS 39401

Phone: (601) 583-3242

Services: Member Services, ATM, Drive-Thru

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