RIVERTRUST Credit Union Profile

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RIVERTRUST

Charter #473 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (601) 664-2085

Fax: (601) 664-9717

Founding Date: N/A

Website: http://www.rivertrustfcu.com

Personnel & Operations

President: Robinson, Everett

Manager: Long, Kevin

FT Employees: 14

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 53

Branches: 1

Hours: MONDAY-TUESDAY 8AM TO 4:30PM; WEDNESDAY 9AM

Credit Union Profile Summary

RIVERTRUST is a FCU Credit Union. With a total of 7,606 members [1], this institution manages approximately $162,209,754 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 19.11% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.69% [1].

Financial Snapshot

Total Assets [1]
$162,209,754

Total economic resources.

Total Loans [1]
$89,014,713

Total value of outstanding loans.

Total Deposits [1]
$137,020,170

Total funds deposited by members.

Members [1]
7,606

Number of active members.

Performance Ratios

Net Worth Ratio [1]
19.11%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.48%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
64.96%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-0.86%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-3.69%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.17%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

409 RIVERWIND DR

PEARL, MS, 39208-5917

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by RIVERTRUST (Charter #473).

Main Office

Rivertrust Main Office

Type: Corporate Office

409 Riverwind Dr

Pearl, MS 39208-5917

Phone: (601) 664-2085

Services: Member Services, ATM, Drive-Thru

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