UNITED SOUTHEAST Credit Union Profile

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UNITED SOUTHEAST

Charter #4714 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (423) 989-2100

Fax: (423) 989-2182

Founding Date: N/A

Website: http://www.usfcu.org

Personnel & Operations

President: King, Gary

Manager: Brown, Michelle

FT Employees: 54

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 53

Branches: 6

Hours: 8:00 - 5:00

Credit Union Profile Summary

UNITED SOUTHEAST is a FCU Credit Union. With a total of 22,698 members [1], this institution manages approximately $241,159,845 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.4% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.63% [1].

Financial Snapshot

Total Assets [1]
$241,159,845

Total economic resources.

Total Loans [1]
$158,603,603

Total value of outstanding loans.

Total Deposits [1]
$210,499,561

Total funds deposited by members.

Members [1]
22,698

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.4%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.83%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
75.35%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.46%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
2.63%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
4.64%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1545 Bluff City Hwy

Bristol, TN, 37620-6018

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by UNITED SOUTHEAST (Charter #4714).

Main Office

Corporate Office Main Office

Type: Corporate Office

1545 Bluff City Hwy

Bristol, TN 37620-6018

Phone: (423) 989-2100

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Abingdon

Abingdon Branch

Type: Branch Office

1060 W Main St Ste 1

Abingdon, VA 24210

Phone: (276) 616-0515

Services: Member Services, ATM, Drive-Thru

Open in Directions

Bristol

Hospital Branch

Type: Branch Office

1 Medical Park Blvd

Bristol, TN 37620-7430

Phone: (423) 844-3750

Services: Member Services, ATM

Open in Directions

Lee Highway Branch

Type: Branch Office

2555 Lee Highway

Bristol, VA 24201-1625

Phone: (276) 466-1222

Services: Member Services, ATM, Drive-Thru

Open in Directions

Johnson City

Boones Creek Branch

Type: Branch Office

4718 N Roan St

Johnson City, TN 37615-3837

Phone: (423) 610-1900

Services: Member Services, ATM, Drive-Thru

Open in Directions

Lebanon

Lebanon Branch

Type: Branch Office

1672 E Main St

Lebanon, VA 24266-3446

Phone: (276) 415-9130

Services: Member Services, ATM, Drive-Thru

Open in Directions