SOUTH BEND TRANSIT Credit Union Profile

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SOUTH BEND TRANSIT

Charter #4487 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (574) 232-2192

Fax: (574) 232-2892

Founding Date: N/A

Website: http://www.sbtransitfcu.net

Personnel & Operations

President: Rieder, Dale

Manager: Ladouceur, Sarah

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 22

Branches: 1

Hours: Monday - Friday from 9:30am-3:30pm

Credit Union Profile Summary

SOUTH BEND TRANSIT is a FCU Credit Union. With a total of 363 members [1], this institution manages approximately $3,116,004 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 28.94% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -15.64% [1].

Financial Snapshot

Total Assets [1]
$3,116,004

Total economic resources.

Total Loans [1]
$1,873,935

Total value of outstanding loans.

Total Deposits [1]
$2,210,623

Total funds deposited by members.

Members [1]
363

Number of active members.

Performance Ratios

Net Worth Ratio [1]
28.94%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.27%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
84.77%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -9.99%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -15.64%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.94%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1401 S Lafayette Blvd Ste 100

South Bend, IN, 46613
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by SOUTH BEND TRANSIT (Charter #4487).

Main Office

Emil "Lucky" Reznik Administration, Maintenance and Operations Facility Main Office

Type: Corporate Office

1401 S Lafayette Blvd Ste 100

South Bend, IN 46613

Phone: (574) 232-2192

Services: Member Services

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