BLACK HILLS Credit Union Profile

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BLACK HILLS

Charter #4365 | NCUA Region 3 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (605) 343-0891

Fax: (605) 718-6146

Founding Date: N/A

Website: http://www.blackhillsfcu.org

Personnel & Operations

President: Wixon, Mark

Manager: Schmidt, Jerry

FT Employees: 404

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 15.77%

Membership Type: 98

Branches: 18

Hours: 8:00 am - 5:00 pm Monday through Friday

Credit Union Profile Summary

BLACK HILLS is a FCU Credit Union. With a total of 107,356 members ^[1], this institution manages approximately $2,241,829,690 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.71% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.20% ^[1].

Financial Snapshot

Total Assets ^[1]

$2,241,829,690

Total economic resources.

Total Loans ^[1]

$1,669,566,782

Total value of outstanding loans.

Total Deposits ^[1]

$2,011,210,158

Total funds deposited by members.

Members ^[1]

107,356

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.71%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.45%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

83.01%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -4.38%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -6.20%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 3.44%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2700 N Plaza Dr

Rapid City, SD, 57702-9303

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 16 branches reported by BLACK HILLS (Charter #4365).

Main Office

Corporate Main Office

Type: Corporate Office

2700 N Plaza Dr

Rapid City, SD 57702-9303

Phone: (605) 343-0891

Services: None specified

BLACK HILLS Credit Union Profile

BLACK HILLS

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Corporate Main Office

Additional Branches

Custer

Eagle Butte

Hot Springs

Pierre

Rapid City

Sioux Falls

Spearfish

Sturgis

Wall