ATLANTIC REGIONAL Credit Union Profile

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ATLANTIC REGIONAL

Charter #4281 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (800) 834-0432

Fax:

Founding Date: N/A

Website: https://www.atlanticfcu.com

Personnel & Operations

President: Perkins, Thomas

Manager: Chretien, Scott

FT Employees: 199

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 11

Hours: Monday-Friday 8:00 am-5:00 pm

Credit Union Profile Summary

ATLANTIC REGIONAL is a FCU Credit Union. With a total of 48,986 members [1], this institution manages approximately $1,089,912,961 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.67% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.02% [1].

Financial Snapshot

Total Assets [1]
$1,089,912,961

Total economic resources.

Total Loans [1]
$740,434,841

Total value of outstanding loans.

Total Deposits [1]
$954,085,426

Total funds deposited by members.

Members [1]
48,986

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.67%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.41%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
77.61%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.92%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-2.02%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.09%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

600 Sable Oaks Dr Ste 100

South Portland, ME, 04106-3292

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 10 branches reported by ATLANTIC REGIONAL (Charter #4281).

Main Office

South Portland Main Office

Type: Corporate Office

600 Sable Oaks Dr Ste 100

South Portland, ME 04106-3292

Phone: (800) 834-0432

Services: Member Services

Open in Directions

Additional Branches

Biddeford

Biddeford

Type: Branch Office

75 Boulder Way

Biddeford, ME 04005

Phone: (207) 571-3500

Services: Member Services, ATM, Drive-Thru

Open in Directions

Brunswick

Brunswick

Type: Corporate Office

55 Cushing ST

Brunswick, ME 04011

Phone: (207) 725-8728

Services: Member Services, ATM, Drive-Thru

Open in Directions

Cumberland

Cumberland

Type: Branch Office

327 Main ST

Cumberland, ME 04021

Phone: (207) 725-8728

Services: Member Services, ATM, Drive-Thru

Open in Directions

Freeport

Freeport

Type: Branch Office

41 Mallett Dr

Freeport, ME 04032

Phone: (207) 865-2830

Services: Member Services, ATM, Drive-Thru

Open in Directions

Saco

Saco

Type: Branch Office

477 Main St

Saco, ME 04072

Phone: (207) 282-2962

Services: Member Services, ATM, Drive-Thru

Open in Directions

Sanford

Sanford

Type: Branch Office

870 Main St

Sanford, ME 04073

Phone: (207) 490-5060

Services: Member Services, ATM, Drive-Thru

Open in Directions

South Sanford

Type: Branch Office

1516 Main St

Sanford, ME 04073

Phone: (207) 324-7511

Services: Member Services, ATM, Drive-Thru

Open in Directions

Topsham

Topsham

Type: Branch Office

3 Union Park RD

Topsham, ME 04086

Phone: (207) 725-8728

Services: Member Services, ATM, Drive-Thru

Open in Directions

York

York

Type: Branch Office

387 US Route 1

York, ME 03909

Phone: (207) 351-1021

Services: Member Services, ATM, Drive-Thru

Open in Directions