FD COMMUNITY Credit Union Profile

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FD COMMUNITY

Charter #42 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (203) 753-9201

Fax: (203) 756-6886

Founding Date: N/A

Website: http://www.fdcommunityfcu.org

Personnel & Operations

President: DelBuono, Joseph

Manager: D'Orlando, Michael

FT Employees: 25

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: M-T-WF 8 am to 4 pm Th 8 am - 6 pm

Credit Union Profile Summary

FD COMMUNITY is a FCU Credit Union. With a total of 14,039 members [1], this institution manages approximately $156,371,315 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.86% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.25% [1].

Financial Snapshot

Total Assets [1]
$156,371,315

Total economic resources.

Total Loans [1]
$83,715,038

Total value of outstanding loans.

Total Deposits [1]
$137,679,910

Total funds deposited by members.

Members [1]
14,039

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.86%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.87%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
60.80%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 6.92%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 2.25%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.66%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

601 Watertown Ave

Waterbury, CT, 06708
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by FD COMMUNITY (Charter #42).

Main Office

Watertown Avenue Main Office

Type: Corporate Office

601 Watertown Ave

Waterbury, CT 06708

Phone: (203) 753-9201

Services: ATM

Open in Directions

Additional Branches

Waterbury

Meriden Rd

Type: Branch Office

281 Meriden Rd

Waterbury, CT 06705

Phone: (203) 346-6185

Services: ATM, Drive-Thru

Open in Directions

Watertown

Woodruff Ave

Type: Branch Office

48 Woodruff Ave

Watertown, CT 06795

Phone: (203) 753-9201

Services: None specified

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