KINECTA Credit Union Profile

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KINECTA

Charter #4142 | NCUA Region 3 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (310) 643-2045

Fax: (310) 727-8220

Founding Date: N/A

Website: http://www.kinecta.org

Personnel & Operations

President: Curtin, Suzanne

Manager: Sultemeier, Keith

FT Employees: 670

PT Employees: 19

Designations & Ratios

MDI Status: No

RBC Ratio: 12.18%

Membership Type: 44

Branches: 24

Hours: Branch Hours: Monday - Friday: 9:00am - 6:

Credit Union Profile Summary

KINECTA is a FCU Credit Union. With a total of 239,026 members ^[1], this institution manages approximately $6,440,309,292 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.84% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.69% ^[1].

Financial Snapshot

Total Assets ^[1]

$6,440,309,292

Total economic resources.

Total Loans ^[1]

$5,459,158,625

Total value of outstanding loans.

Total Deposits ^[1]

$5,384,930,827

Total funds deposited by members.

Members ^[1]

239,026

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

8.84%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.30%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

101.38%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -5.21%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -5.69%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -5.81%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1440 Rosecrans Ave

Manhattan Beach, CA, 90266

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 34 branches reported by KINECTA (Charter #4142).

Main Office

Kinecta Federal Credit Union Main Office

Type: Corporate Office

1440 Rosecrans Ave

Manhattan Beach, CA 90266

Phone: (310) 643-2045

Services: Member Services, ATM, Drive-Thru

KINECTA Credit Union Profile

KINECTA

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Kinecta Federal Credit Union Main Office

Additional Branches

Boca Raton

Brea

El Segundo

Fountain Valley

Gardena

Goleta

Hawthorne

Hermosa Beach

Huntington Beach

Lakewood

Malibu

Manhattan Beach

Newport Beach

Parsippany

Redondo Beach

Rochester

Rolling Hills Estates

San Jose

Santa Monica

Torrance

Tustin

Webster

Westchester

Westlake Village

Woodland Hills