RIO GRANDE Credit Union Profile

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RIO GRANDE

Charter #3963 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (970) 243-7330

Fax: (970) 242-9319

Founding Date: N/A

Website: http://www.riograndefcu.org

Personnel & Operations

President: Steinkirchner, Daniel

Manager: Neumeier, Valarie

FT Employees: 11

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: Monday - Thursday 8:00 AM to 5:00 PM Frida

Credit Union Profile Summary

RIO GRANDE is a FCU Credit Union. With a total of 4,950 members [1], this institution manages approximately $77,597,774 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 21.1% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.84% [1].

Financial Snapshot

Total Assets [1]
$77,597,774

Total economic resources.

Total Loans [1]
$29,722,339

Total value of outstanding loans.

Total Deposits [1]
$61,024,469

Total funds deposited by members.

Members [1]
4,950

Number of active members.

Performance Ratios

Net Worth Ratio [1]
21.1%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.85%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
48.71%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.41%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.84%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.12%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

760 Rood Ave

Grand Junction, CO, 81501-3408
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by RIO GRANDE (Charter #3963).

Main Office

Rio Grande FCU Main Office

Type: Corporate Office

760 Rood Ave

Grand Junction, CO 81501-3408

Phone: (970) 243-7330

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Grand Junction

Grand Junction Federal CU

Type: Branch Office

633 24 Rd

Grand Junction, CO 81505-1241

Phone: (970) 243-1370

Services: None specified

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