GAIN Credit Union Profile

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GAIN

Charter #3943 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (818) 846-1710

Fax: (818) 848-1526

Founding Date: N/A

Website: http://www.gainfcu.com

Personnel & Operations

President: Terisgni, Joseph

Manager: Guggenheimer, Darin

FT Employees: 70

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 2

Hours: M-Th 9-5, F 9-6

Credit Union Profile Summary

GAIN is a FCU Credit Union. With a total of 20,471 members [1], this institution manages approximately $438,304,508 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.57% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.59% [1].

Financial Snapshot

Total Assets [1]
$438,304,508

Total economic resources.

Total Loans [1]
$235,732,463

Total value of outstanding loans.

Total Deposits [1]
$405,443,041

Total funds deposited by members.

Members [1]
20,471

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.57%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.09%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
58.14%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.46%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-7.59%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.58%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1800 W Magnolia Blvd

Burbank, CA, 91506-1726

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by GAIN (Charter #3943).

Main Office

1800 W. Magnolia Blvd Main Office

Type: Corporate Office

1800 W Magnolia Blvd

Burbank, CA 91506-1726

Phone: (818) 846-1710

Services: Member Services, ATM

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