ON THE GRID FINANCIAL Credit Union Profile

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ON THE GRID FINANCIAL

Charter #383 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (770) 396-9005

Fax: (770) 396-0777

Founding Date: N/A

Website: http://www.cuonthegrid.com

Personnel & Operations

President: Blackshear, John

Manager: Burke, Tracy

FT Employees: 6

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 23

Branches: 1

Hours: M-F 8:00 a.m. to 4:30 p.m. except W 10:00

Credit Union Profile Summary

ON THE GRID FINANCIAL is a FCU Credit Union. With a total of 4,083 members [1], this institution manages approximately $45,726,492 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.65% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.03% [1].

Financial Snapshot

Total Assets [1]
$45,726,492

Total economic resources.

Total Loans [1]
$17,933,252

Total value of outstanding loans.

Total Deposits [1]
$39,078,000

Total funds deposited by members.

Members [1]
4,083

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.65%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.27%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
45.89%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.22%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.03%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.95%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5901 Peachtree Dunwoody Rd Ste A275

Atlanta, GA, 30328-7173
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by ON THE GRID FINANCIAL (Charter #383).

Main Office

North Atlanta Branch Main Office

Type: Corporate Office

5901 Peachtree Dunwoody Rd Ste A275

Atlanta, GA 30328-7173

Phone: (770) 396-9005

Services: Member Services

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