GEORGIA HERITAGE Credit Union Profile

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GEORGIA HERITAGE

Charter #3800 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (912) 236-4400

Fax: (912) 238-5944

Founding Date: N/A

Website: https://www.gaheritagefcu.org

Personnel & Operations

President: Trapani, Donna

Manager: Selke, Matthew

FT Employees: 46

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 4

Hours: 9:00 AM TO 5:00 PM M-F 8:30 AM TO 5:30 PM

Credit Union Profile Summary

GEORGIA HERITAGE is a FCU Credit Union. With a total of 15,569 members [1], this institution manages approximately $153,299,133 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.73% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.83% [1].

Financial Snapshot

Total Assets [1]
$153,299,133

Total economic resources.

Total Loans [1]
$104,084,618

Total value of outstanding loans.

Total Deposits [1]
$134,598,811

Total funds deposited by members.

Members [1]
15,569

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.73%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.31%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
77.33%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.89%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 9.83%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.60%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1085 W Lathrop Ave

Savannah, GA, 31415
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by GEORGIA HERITAGE (Charter #3800).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

1085 W Lathrop Ave

Savannah, GA 31415

Phone: (912) 236-4400

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Pooler

Pooler Branch

Type: Branch Office

102 Park Ave

Pooler, GA 31322

Phone: (912) 629-4311

Services: Member Services, ATM, Drive-Thru

Open in Directions

Rincon

Rincon Branch

Type: Branch Office

5745 GA Highway 21 S

Rincon, GA 31326-5554

Phone: (912) 236-4400

Services: Member Services, ATM, Drive-Thru

Open in Directions

Savannah

Stephenson Branch

Type: Branch Office

200 Stephenson Ave Ste 100

Savannah, GA 31405-5492

Phone: (912) 629-4784

Services: Member Services, ATM, Drive-Thru

Open in Directions