PEPCO Credit Union Profile

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PEPCO

Charter #367 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (202) 872-3085

Fax: (202) 872-3262

Founding Date: N/A

Website: https://www.Pepcofcu.org

Personnel & Operations

President: Bowles, Brandon

Manager: Hill, Julie

FT Employees: 7

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 53

Branches: 2

Hours: 8:30 A.M. TO 4:00 P.M.

Credit Union Profile Summary

PEPCO is a FCU Credit Union. With a total of 1,887 members [1], this institution manages approximately $34,729,880 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.04% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 28.19% [1].

Financial Snapshot

Total Assets [1]
$34,729,880

Total economic resources.

Total Loans [1]
$8,507,511

Total value of outstanding loans.

Total Deposits [1]
$31,888,725

Total funds deposited by members.

Members [1]
1,887

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.04%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.07%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
26.68%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.55%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 28.19%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 34.21%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

701 9TH ST NW STE 6230

WASHINGTON, DC, 20001-4572
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by PEPCO (Charter #367).

Main Office

Pepco FCU Main Office

Type: Corporate Office

701 9th St NW Ste 6230

Washington, DC 20001-4572

Phone: (202) 872-3085

Services: Member Services, ATM

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Additional Branches

Washington

Pepco FCU

Type: Branch Office

3400 Benning Rd NE

Washington, DC 20019-1503

Phone: (202) 872-3085

Services: None specified

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