SPERO FINANCIAL Credit Union Profile
Showing details for SPERO FINANCIAL Credit Union.
Credit Union Profile for: SPERO FINANCIAL
SPERO FINANCIAL
Headquarters Contact & Staff
Contact & Info
Phone: (864) 232-5553
Fax: (864) 232-3072
Founding Date: N/A
Website: https://www.spero.financial
Personnel & Operations
President: Strickland, Michael
Manager: McKay, Brian
FT Employees: 172
PT Employees: 1
Designations & Ratios
MDI Status: No
RBC Ratio: 11.49%
Membership Type: 53
Branches: 10
Hours: Monday - Friday 8:30-5:00pm
Credit Union Profile Summary
SPERO FINANCIAL is a FCU Credit Union. With a total of 47,917 members [1], this institution manages approximately $700,179,759 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.28% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.80% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 11 branches reported by SPERO FINANCIAL (Charter #361).
Main Office
Park Avenue Main Office
420 E Park Ave Ste 100
Greenville, SC 29601-2237
Phone: (864) 232-5553
Services: None specified
Additional Branches
Anderson
Anderson- Highway 81
100 Hanna Xing
Anderson, SC 29621
Phone: (864) 222-4922
Services: Member Services, ATM, Drive-Thru
Anderson- Main
1720 N Main St
Anderson, SC 29621
Phone: (864) 225-1254
Services: Member Services, ATM, Drive-Thru
Anderson-Pearman Dairy
1434 Pearman Dairy Rd
Anderson, SC 29625
Phone: (864) 328-1200
Services: Member Services, ATM, Drive-Thru
Columbia
Columbia Branch
1025 Pulaski St
Columbia, SC 29201
Phone: (803) 256-3132
Services: Member Services, Drive-Thru
Easley
Easley Branch
118 Brushy Creek Rd
Easley, SC 29642
Phone: (864) 859-3607
Services: Member Services, Drive-Thru
Greenville
Mills Avenue
300 Mills Ave
Greenville, SC 29605
Phone: (864) 232-5553
Services: Member Services, ATM, Drive-Thru
Verdae Branch
601 Verdae Boulevard
Greenville, SC 29607
Phone: (864) 297-8984
Services: Member Services, ATM, Drive-Thru
Simpsonville
Five Forks Branch
117 Batesville Rd Ste 200
Simpsonville, SC 29681
Phone: (864) 757-5544
Services: Member Services, ATM
Spartanburg
Spartanburg Branch
130 N Town Dr
Spartanburg, SC 29303
Phone: (864) 585-8999
Services: Member Services, Drive-Thru
Taylors
Taylors Branch
3237 Wade Hampton Blvd
Taylors, SC 29687
Phone: (864) 527-5321
Services: Member Services, Drive-Thru