VALLEY ISLE COMMUNITY Credit Union Profile

Showing details for VALLEY ISLE COMMUNITY Credit Union.

Home > HI > VALLEY ISLE COMMUNITY

VALLEY ISLE COMMUNITY

Charter #3574 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (808) 877-3232

Fax: (808) 871-5421

Founding Date: N/A

Website: http://www.vicfcu.org

Personnel & Operations

President: Okazaki, Eric

Manager: Tokishi, Trevor

FT Employees: 25

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: M-F 8.30a-4.30p

Credit Union Profile Summary

VALLEY ISLE COMMUNITY is a FCU Credit Union. With a total of 13,034 members [1], this institution manages approximately $165,247,192 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.29% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.45% [1].

Financial Snapshot

Total Assets [1]
$165,247,192

Total economic resources.

Total Loans [1]
$59,178,293

Total value of outstanding loans.

Total Deposits [1]
$152,532,657

Total funds deposited by members.

Members [1]
13,034

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.29%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.74%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
38.80%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.01%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 6.45%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.21%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

160 Paahana St

Kahului, HI, 96732
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 4 branches reported by VALLEY ISLE COMMUNITY (Charter #3574).

Main Office

Main Branch Main Office

Type: Corporate Office

160 Paahana St

Kahului, HI 96732

Phone: (808) 877-3232

Services: Member Services

Open in Directions

Additional Branches

Kahului

Walmart Branch

Type: Branch Office

101 Pakaula St

Kahului, HI 96732-3508

Phone: (808) 442-8099

Services: Member Services, ATM

Open in Directions

Lahaina

Lahaina Branch

Type: Branch Office

40 Kupuohi St Ste 102

Lahaina, HI 96761

Phone: (808) 667-2641

Services: Member Services

Open in Directions

Wailuku

Wailuku Branch

Type: Branch Office

69 N Market St

Wailuku, HI 96793

Phone: (808) 244-7354

Services: Member Services

Open in Directions