SCHOOLS Credit Union Profile

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SCHOOLS

Charter #3526 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (310) 632-0100

Fax: (310) 632-6110

Founding Date: N/A

Website: http://www.Schoolsfcu.org

Personnel & Operations

President: Ball, Gayle

Manager: Garrido, Carlos

FT Employees: 34

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 2

Hours: 9:00am to 5:00pm Monday-Thursday9:00am jto

Credit Union Profile Summary

SCHOOLS is a FCU Credit Union. With a total of 16,418 members [1], this institution manages approximately $188,266,122 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.85% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.64% [1].

Financial Snapshot

Total Assets [1]
$188,266,122

Total economic resources.

Total Loans [1]
$87,432,789

Total value of outstanding loans.

Total Deposits [1]
$164,329,789

Total funds deposited by members.

Members [1]
16,418

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.85%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.51%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
53.21%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.28%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.64%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.93%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

20101 Hamilton Ave Ste 150

Torrance, CA, 90502-1306
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by SCHOOLS (Charter #3526).

Main Office

South Bay Main Office

Type: Corporate Office

20101 Hamilton Ave Ste 150

Torrance, CA 90502-1306

Phone: (310) 632-0100

Services: Member Services

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Additional Branches

Los Angeles

Los Angeles

Type: Branch Office

850 W CESAR E CHAVEZ AVE

Los Angeles, CA 90012-2131

Phone: (310) 632-0100

Services: Member Services

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