RADIFI Credit Union Profile

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RADIFI

Charter #340 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (904) 475-8000

Fax: (904) 359-8328

Founding Date: N/A

Website: http://www.radificu.org

Personnel & Operations

President: Desir, Rodomir

Manager: Servos, John

FT Employees: 128

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 16.15%

Membership Type: 00

Branches: 8

Hours: M-F 9am to 5pm Sat 9 am to 1pm Drive-Up

Credit Union Profile Summary

RADIFI is a FCU Credit Union. With a total of 42,483 members [1], this institution manages approximately $652,370,480 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.95% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 15.53% [1].

Financial Snapshot

Total Assets [1]
$652,370,480

Total economic resources.

Total Loans [1]
$487,674,055

Total value of outstanding loans.

Total Deposits [1]
$536,703,519

Total funds deposited by members.

Members [1]
42,483

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.95%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.30%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
90.86%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 10.48%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 15.53%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.73%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

562 Park St

Jacksonville, FL, 32204-2918
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 7 branches reported by RADIFI (Charter #340).

Main Office

Main Branch - Park Street Main Office

Type: Corporate Office

562 Park St

Jacksonville, FL 32204-2918

Phone: (904) 475-8000

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Atlantic Beach

Atlantic Beach Branch

Type: Branch Office

801 Atlantic Blvd

Atlantic Beach, FL 32233

Phone: (904) 475-8000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Jacksonville

Baymeadows Branch

Type: Branch Office

9802 Old Baymeadows Rd

Jacksonville, FL 32256

Phone: (904) 475-8270

Services: Member Services, ATM, Drive-Thru

Open in Directions

Mandarin Branch

Type: Branch Office

11406 San Jose Blvd Ste 2

Jacksonville, FL 32223-7953

Phone: (904) 475-8000

Services: Member Services

Open in Directions

Northside Branch

Type: Branch Office

1440 Dunn Ave

St 31

Jacksonville, FL 32218-6347

Phone: (904) 475-8000

Services: Member Services, ATM

Open in Directions

Westside Branch

Type: Branch Office

7254 103rd St

Jacksonville, FL 32210-6707

Phone: (904) 475-8000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Orange Park

Orange Park Branch

Type: Branch Office

950 Blanding Blvd

St 17

Orange Park, FL 32065-5910

Phone: (904) 475-8000

Services: Member Services

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