RICHLAND Credit Union Profile

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RICHLAND

Charter #3391 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (406) 482-2704

Fax: (406) 482-2766

Founding Date: N/A

Website: http://www.richlandfederalcredituni

Personnel & Operations

President: Redlin, Beth

Manager: Wasson, Corliss

FT Employees: 14

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: Lobby M-F 9-4 Drive-up M-F 7:45-5 Sat. 9-no

Credit Union Profile Summary

RICHLAND is a FCU Credit Union. With a total of 4,987 members [1], this institution manages approximately $111,937,725 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.15% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.66% [1].

Financial Snapshot

Total Assets [1]
$111,937,725

Total economic resources.

Total Loans [1]
$45,190,970

Total value of outstanding loans.

Total Deposits [1]
$94,779,044

Total funds deposited by members.

Members [1]
4,987

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.15%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.21%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
47.68%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.77%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -3.66%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.63%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

201 W Holly St

Sidney, MT, 59270-3626
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by RICHLAND (Charter #3391).

Main Office

Richland Federal Credit Union Main Office

Type: Corporate Office

201 W Holly St

Sidney, MT 59270-3626

Phone: (406) 482-2704

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Culbertson

Richland Federal Credit Union

Type: Branch Office

18 2nd east

Culbertson, MT 59218

Phone: (406) 787-5890

Services: Member Services

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