MADISON COUNTY Credit Union Profile

Showing details for MADISON COUNTY Credit Union.

Home > IN > MADISON COUNTY

MADISON COUNTY

Charter #306 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (765) 644-3623

Fax: (765) 641-2346

Founding Date: N/A

Website: http://www.madcofcu.org

Personnel & Operations

President: Esche, Alan

Manager: Dodd, David

FT Employees: 31

PT Employees: 8

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 4

Hours: Monday- Thursday 8:30am-5:00pm Friday 8:30

Credit Union Profile Summary

MADISON COUNTY is a FCU Credit Union. With a total of 9,018 members ^[1], this institution manages approximately $112,183,810 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.56% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.36% ^[1].

Financial Snapshot

Total Assets ^[1]

$112,183,810

Total economic resources.

Total Loans ^[1]

$66,585,991

Total value of outstanding loans.

Total Deposits ^[1]

$99,944,761

Total funds deposited by members.

Members ^[1]

9,018

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.56%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.04%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

66.62%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 2.45%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 1.36%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 0.50%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

621 E 8th St

Anderson, IN, 46012-4018

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Open in Directions