CITY OF FIRSTS COMMUNITY Credit Union Profile

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CITY OF FIRSTS COMMUNITY

Charter #3012 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (765) 454-5590

Fax: (765) 454-5596

Founding Date: N/A

Website: https://www.coffcu.org

Personnel & Operations

President: RICHARDSON, THOMAS

Manager: Cox, Felicia

FT Employees: 9

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: 9-5 Monday - Friday Drive up 9-5 Monday -

Credit Union Profile Summary

CITY OF FIRSTS COMMUNITY is a FCU Credit Union. With a total of 3,640 members [1], this institution manages approximately $36,683,607 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.18% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.67% [1].

Financial Snapshot

Total Assets [1]
$36,683,607

Total economic resources.

Total Loans [1]
$11,139,930

Total value of outstanding loans.

Total Deposits [1]
$32,637,430

Total funds deposited by members.

Members [1]
3,640

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.18%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.67%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
34.13%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.23%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 4.67%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.04%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1120 S Main St

Kokomo, IN, 46902
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by CITY OF FIRSTS COMMUNITY (Charter #3012).

Main Office

Main Office Main Office

Type: Corporate Office

1120 S Main St

Kokomo, IN 46902

Phone: (765) 454-5590

Services: Member Services, ATM, Drive-Thru

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