LANAI Credit Union Profile

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LANAI

Charter #2953 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (808) 565-6522

Fax:

Founding Date: N/A

Website: https://www.lanaifcu.org

Personnel & Operations

President: Figuerres, Cindylou

Manager: Figuerres, Charity

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: M-F 8:30 am to 4:30 pm

Credit Union Profile Summary

LANAI is a FCU Credit Union. With a total of 1,991 members [1], this institution manages approximately $36,003,645 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.36% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 19.94% [1].

Financial Snapshot

Total Assets [1]
$36,003,645

Total economic resources.

Total Loans [1]
$4,498,206

Total value of outstanding loans.

Total Deposits [1]
$31,868,700

Total funds deposited by members.

Members [1]
1,991

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.36%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.55%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
14.11%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.94%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
19.94%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
3.27%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

816 Ilima Ave, PO Box 631377

Lanai City, HI, 96763

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by LANAI (Charter #2953).

Main Office

Main Office Main Office

Type: Corporate Office

816 Ilima Ave

PO Box 631377

Lanai City, HI 96763

Phone: (808) 565-6522

Services: Member Services

Open in Directions

Additional Branches

Hoover

Visifi (Formerly EPL)

Type: Corporate Office

22 Inverness Center Pkwy Ste 400

Hoover, AL 35242-4879

Phone: (205) 408-5300

Services: None specified

Open in Directions