OXFORD Credit Union Profile

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OXFORD

Charter #2645 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (207) 369-9976

Fax: (207) 364-8962

Founding Date: N/A

Website: http://www.ofcu.org

Personnel & Operations

President: Walker, John

Manager: Bisson, Joann

FT Employees: 45

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: Mon - Fri 8:30 a.m. to 5:00 p.m.

Credit Union Profile Summary

OXFORD is a FCU Credit Union. With a total of 19,810 members [1], this institution manages approximately $353,187,544 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.42% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.19% [1].

Financial Snapshot

Total Assets [1]
$353,187,544

Total economic resources.

Total Loans [1]
$217,992,562

Total value of outstanding loans.

Total Deposits [1]
$296,720,883

Total funds deposited by members.

Members [1]
19,810

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.42%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.47%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
73.47%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
10.76%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
1.19%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.19%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

225 RIVER RD

MEXICO, ME, 04257

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by OXFORD (Charter #2645).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

225 RIVER RD

Mexico, ME 04257

Phone: (207) 369-9976

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Norway

BRANCH OFFICE

Type: Branch Office

54 FAIR ST

Norway, ME 04268

Phone: (207) 743-2638

Services: Member Services, ATM, Drive-Thru

Open in Directions