77TH STREET DEPOT Credit Union Profile

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77TH STREET DEPOT

Charter #2505 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (773) 846-7137

Fax: (773) 846-7512

Founding Date: N/A

Website: http://www.77thstreetdepotfcu.org

Personnel & Operations

President: Weems, Jerry

Manager: Towns, Al

FT Employees: 2

PT Employees: 8

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 52

Branches: 2

Hours: Mon, Wed, Thur, Fri - 9:00am - 3:00pm

Credit Union Profile Summary

77TH STREET DEPOT is a FCU Credit Union. With a total of 4,404 members [1], this institution manages approximately $18,809,585 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 25.62% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.20% [1].

Financial Snapshot

Total Assets [1]
$18,809,585

Total economic resources.

Total Loans [1]
$5,673,527

Total value of outstanding loans.

Total Deposits [1]
$13,907,995

Total funds deposited by members.

Members [1]
4,404

Number of active members.

Performance Ratios

Net Worth Ratio [1]
25.62%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.51%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
40.79%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -5.04%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 1.20%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -13.51%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5401 S Wentworth Ave Ste 26

Chicago, IL, 60609-6300
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by 77TH STREET DEPOT (Charter #2505).

Main Office

Main Office Main Office

Type: Corporate Office

5401 S Wentworth Ave Ste 26

Chicago, IL 60609-6300

Phone: (773) 846-7137

Services: Member Services

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Additional Branches

Chicago

Beverly Branch

Type: Branch Office

11049 S Fairfield Ave

Chicago, IL 60655

Phone: (773) 846-7137

Services: Member Services

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Oak Park

North Branch

Type: Branch Office

1011 Lake St

Oak Park, IL 60301-1148

Phone: (773) 826-9222

Services: Member Services

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