ALTURA Credit Union Profile

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ALTURA

Charter #24969 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (877) 258-8721

Fax:

Founding Date: N/A

Website: https://www.alturacu.com

Personnel & Operations

President: Rivera, Jerry

Manager: Binkley, Jennifer

FT Employees: 407

PT Employees: 60

Designations & Ratios

MDI Status: No

RBC Ratio: 18.17%

Membership Type: 00

Branches: 23

Hours: Monday - Friday, 9 am to 5 pm

Credit Union Profile Summary

ALTURA is a FCU Credit Union. With a total of 208,556 members [1], this institution manages approximately $2,555,364,971 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.81% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.50% [1].

Financial Snapshot

Total Assets [1]
$2,555,364,971

Total economic resources.

Total Loans [1]
$1,709,499,950

Total value of outstanding loans.

Total Deposits [1]
$2,283,484,679

Total funds deposited by members.

Members [1]
208,556

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.81%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.27%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.86%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.93%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-1.50%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
6.22%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2847 Campus Pkwy

Riverside, CA, 92507-0906

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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No branch locations found for this credit union in the database.