FAIR BREAK Credit Union Profile

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FAIR BREAK

Charter #24961 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (870) 635-2029

Fax:

Founding Date: N/A

Website: https://www.fairbreak.org

Personnel & Operations

President: Dozier, Roy

Manager: Weathers, Annie

FT Employees: 0

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: M-F 9 a.m. to 4 p.m.

Credit Union Profile Summary

FAIR BREAK is a FCU Credit Union. With a total of 1 members [1], this institution manages approximately $22 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 100% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at % [1].

Financial Snapshot

Total Assets [1]
$22

Total economic resources.

Total Loans [1]
$0

Total value of outstanding loans.

Total Deposits [1]
$0

Total funds deposited by members.

Members [1]
1

Number of active members.

Performance Ratios

Net Worth Ratio [1]
100%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.00%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2100.00%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.00%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3074 Covington Pike

Memphis, TN, 38128

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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No branch locations found for this credit union in the database.