COASTHILLS Credit Union Profile

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COASTHILLS

Charter #24957 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (805) 733-7600

Fax: (805) 733-4230

Founding Date: N/A

Website: https://www.coasthills.coop

Personnel & Operations

President: Contreras, Homero

Manager: Ledford, James

FT Employees: 257

PT Employees: 35

Designations & Ratios

MDI Status: No

RBC Ratio: 11.81%

Membership Type: 98

Branches: 11

Hours: Monday-Thursday 9am to 5pm, Friday 9am - 6

Credit Union Profile Summary

COASTHILLS is a FCU Credit Union. With a total of 81,048 members [1], this institution manages approximately $1,775,162,117 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.84% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.88% [1].

Financial Snapshot

Total Assets [1]
$1,775,162,117

Total economic resources.

Total Loans [1]
$1,278,876,521

Total value of outstanding loans.

Total Deposits [1]
$1,466,200,191

Total funds deposited by members.

Members [1]
81,048

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.84%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.23%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
87.22%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-2.92%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
0.88%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
3.77%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1075 E Betteravia Rd

Santa Maria, CA, 93454

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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